Every DTC brand has the same five-line stack: Shopify gross, processor fee, refund, chargeback, FBA settlement. Ledger reconciles the deposit, splits the fees, routes the COGS — across Shopify, Stripe, Ramp, Amazon FBA, Klaviyo — in one keystroke.
The ecommerce preset isn't a different product — it's a chart of accounts, a 174-vendor map (processors, marketplaces, 3PLs, marketing platforms), and an inventory-aware categorization model.
Net Shopify deposits decomposed into gross sales · processor fee · refunds · chargebacks · sales tax payable using the daily payouts feed. Five GL lines from one bank deposit, automatic.
Bi-weekly Amazon FBA settlements come in as one net number. We pull the settlement report, gross up the marketplace sales, route FBA fees to Marketplace fees, and ad spend to Marketing · Amazon.
Plug Shopify (or your 3PL) into Ledger and we recognize COGS at sale per SKU using moving-average cost. The journal entry posts to QBO at the cutoff you choose — daily, weekly, or monthly.
Stripe and Shopify refunds get routed to Returns & allowances instead of expense. Chargeback fees split out from the refund principal. The customer's original transaction gets back-linked so you can see the round trip.
Klaviyo charges for 6 of your 9 brands the same week. Press B and apply Marketing · email to all of them at once. 3 seconds across 6 books vs 4 minutes in QBO.
Sales tax collected by Shopify gets routed to Sales tax payable. We track the per-state liability and flag when remittance is due — no surprises at the state-by-state filing.
"Shopify reconciliation was the bottleneck for every brand I close. Now I clear nine DTC books before the daily Stripe deposit even hits."
Loaded automatically when you mark a book "ecommerce" in onboarding. Override per-firm in Settings → Business type.
| Group | Accounts | Common vendors auto-routed here |
|---|---|---|
| Revenue · Processors | Sales · Shopify, Sales · Amazon, Sales · Etsy, Sales · direct | Shopify Payments · Stripe · PayPal · Amazon · Etsy · Square Online |
| Processing & marketplace fees | Processing fees, Marketplace fees, FBA fees, Chargeback fees | Auto-split from gross deposit · per-processor net |
| COGS & inventory | COGS · SKU, COGS · freight in, Inventory · on hand | Moving-average cost from Shopify or 3PL · journal at cutoff |
| Fulfillment | 3PL fees, Shipping carrier, Packaging, Returns shipping | ShipBob · ShipStation · USPS · UPS · FedEx · Pirate Ship |
| Marketing | Marketing · paid, Marketing · email, Marketing · affiliate | Meta Ads · Google Ads · TikTok · Klaviyo · Postscript · ShareASale |
| Returns & chargebacks | Returns & allowances, Chargebacks, Refund fees | Routed by processor refund event · linked to original sale |
| Sales tax payable | Sales tax payable, per-state sub-ledgers | Tracked from Shopify / Stripe / Avalara · remittance flagged |
| Software & office | Software · ops, Software · finance, Bank fees | Default fallback · Ramp / Brex routes by merchant memo |
Request access to the closed preview — preloaded with 9 DTC books, mid-month, exactly how the Stripe payouts hit. No card, no commitment.